Most of us are careful if a stranger approaches us on the street and offers a deal that's just too good to be true. But we're much less cautious online, putting us at risk.
Here's what we suggest:
• If it's too good to be true, it probably is. Know who you are dealing with.
• Don't list someone else's address on your PayPal account.
• Verify your suppliers and don't send money to someone you don't know.
• Only ship items to the address on the Transaction Details page.
• Be on alert if you’re asked to ship a lot of packages overseas or to the same post office box.
• Don't open emails, click links, and/or download attachments from questionable sources.
• Don't believe in tempting offers. If you think a deal is too good to be true, it probably is.
• Use two-factor authentication. Along with strong, unique passwords, it can never hurt to add an extra layer of security to your online accounts.
• Make sure you are using updated antivirus software. Keep informed about new types of malware that are circulating.
• Don't answer any requests for personal information or passwords.
• Reject any unsolicited advice or help. Scammers either request your help with information or offer to help you, often by posing as tech support.